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Clinch Valley Times
St. Paul , Virginia
September 26, 2013     Clinch Valley Times
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September 26, 2013

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, : ...... * ..... m ....... : ..... , .... CLINCH VALLEY TIMES, St. Paul, VA, Thursday, September 26, 2013 Page 5 Tips to help Medicare rea o el m o * It's time for Medicare "vice. Do eneficiaries to st thinking rop:iate bout their health ca needs and estions? 13 preparing for open enrollment a inilicate this fall. get :over Liz Havenner, the Virginia or bills paid.  Insurance Counseling and As- / beneficiaries get ready for open enrollment service? Do you get answers and beneficiaries to start thinking aplropriate responses to your about their health care needs and questions? Bad customer service can indicate potential struggles to get coverage for certain items Lebanon sistance Program state director, has these tips for older High School Art Department and Virgi.ians may wonder what they can do now to get "Beneficiaries need to take a good look at their financial circumstances when making these decisions to be certain they don't find themselves in a bad Other sources of information to consult during the Medicare enrollment period include: Review "Medicare & You 2013," a handbook which will be mailed to people with Medicare in September, or visit -and-you/medicare-and- vou.html Clinch River Farmer's Market unveils Southwest Virginia themed mural -Opening Reception." October 5, 2013, lO-12am- The Lebanon High School Second year art students Art Department and Clinch River Farmer's Market are proud to unveil a new mural at the Clinch River Farmer's Market Pavilion created by Lebanon High School Art students. An opening reception will be hosted at the Clinch River Farmer's Market Pavilion in St. Paul on -- October 5 from 10-12 am. The exhibition will be open to the public, and prints of the mural will be available to order. were involved in the creation of the mural from theme and design to installation and exhibition. Students explored the idea of what it means to grow up and live in Southwest Virginia. To the students, the vibrancy of the culture they live in, as well as the environmental surroundings were key. Senior art student, Emily Bartley, said "I feel that we have captured the rural authenticity of our region and to pay homage to our farmers." The mission of the Clinch River Farmer's Market is to promote local farmers, .producers, craters, and artisans m an atmosphere that is supportive, while showcasing each as viable, valuable and necessary community resources. The Market encourages direct communication between consumers and growers and fosters social gathering and community building. Virginia DMV sets the record straight on marketers using its name -DMV Alerts Customers About Companies Claiming to Have Information From DMV- The Virginia Department of Motor Vehicles (DMV) is warn- ing its customers to be wary of companies who call you claim- i !ng they can offer you cheaper insurance rates based on infor- mation from your DMV record. :DMV does not sell insurance, -solicit the sale of insurance, or release driver information for marketing purposes. "A few of our ,customers .have called us to let us know they have received automated messages from insurance com- panies saying they are entitled to a lower insurance rate based on information from their DMV records," said DMV spokes- person Sunni Brown. "We thank our concerned customers for bringing these calls to our atten- tion, and we want to make sure all our customers are aware in case they get a similar call." DMV is keenly aware of its responsibility to ensure that the information it maintains is used only for the purposes authorized by law; in fact, Virginia has some of the strictest privacy laws in the country. Virginia statutes stipulate that driver and vehicle records are privileged and are not avail- able to the general public. DMV may only release driver, vehicle and personal information from its records under specific con- ditions. Virginia statutes do not permit DMV to release name and address information for mar- keting purposes. By law, insurance companies have access to limited DMV data only under certain circum- stances. An insurance company could access information from driving records only for a cus- tomer it insures or a potential customer who reached out to it inquiring about coverage. Insur- ance companies also have access to crash reports if the crash in- volves a person or property they insure. These calls are not uni- que to Virginia DMV customers. Customers from motor vehicle agencies across the country have received similar calls and notified their state jurisdictions. Customers who receive similar calls can report them to DMV for further investigation. Visit for contact information. ready for the enrollment period, October 15-December 7. Health needs change and health plans may alter benefits and costs each year, making it critical to evaluate and update Medicare choices regularly. "With open enrollment com- ing up, Medicare beneficiaries should review their current plan and consider the four Cs" she said. Key considerations in- elude: Coverage, Cost, Conven- ience and Customer service. Coverage: Even if you're pleased with your current plan, coverage can change, so take a close look to see what upcoming changes ,might mean. ORen, there are adjustments to the list of drugs the plan will cover, known as the formulary, and sometimes there will be changes to services previously covered. Cost: Premiums may rise. New formularies can increase your costs. The overall cost of medications can increase. Re- view your current lists of medi- cation, consider your current and pending health care needs and compare available plans and pharmacies. Convenience: Some plans may be cheaper but require beneficiaries to "jump through hoops" to access their benefits. For example, a great rate on prescription drugs may require ordering the medications three months in advance and having them delivered rather than pick- ing them up at a local pharmacy. Consider your convenience and time compared to potential sav- ings. Customer service: Carefully take this into account. Does your current plan have good customer situation later in the year. Once they enroll, they won't be able to make changes until next year's enrollment period and their new insurance won't take effect until January l, 2014," Havenner said. Once you have ready your updated lists of medications, preferred pharmacies and health care providers, beneficiaries can contact trained counselors through the local Area Agencies on Aging for free, confidential assistance on making the best decision for this enrollment period. These counselors can also help you determine if you are eligible for low-income subsidies which may help pay some premiums and prescript- tions costs. It's best to call your local AAA (see a complete list of AAAs and contact information at 12) in advance to schedule an appointment. "Don't wait until the last minute, as time slots fill very quickly," Havenner said. Visit plan to compare your current coverage with options available in your area and enroll in a new plan if you decide to make a change. Call 800-MEDICARE at (800) 633-4227 to find out more about your coverage options. TTY users may call (877) 486-2048. If you have limited income and resources, you may be able to get assistance through Social Security's Extra Help" program to pay prescription drug coverage costs. For more information, visit 102 0 or call Social Security at (800) 772-1213. TTY users may call (800) 325-0778. For more information on where to find local assistance, contact the Virginia Insurance Counseling and Assistance Program at (800) 552-3402 or (804) 662-9333. Informal Portraiture: a workshop by Sam Bass The Southwest Virginia Workshop participants Technology Development Center should bring their fully charged will offer Informal Portraiture. on cameras to the first session. This 2014 Miss FoodCity Pageant Held at the beautiful line at Paramount Center for the Arts in Interested parties should inquire downtown Bristol, Tennessee, at the store's front office. Dead- the annual Miss Food City ine for entry is 6 p.m. on Thurs- Monday, October 14 and Mon- day.,.October 24 from 6 p.m. to 9 ?p.m. Informal Portraiture is the second in a series of workshops led by Sam Bass, award-winning fine art photojoumalist. The two session workshop is designed to help SVTDC student photographers compose creative 'informal portraits by applying Sam's easy step-by-step techni- ques. This is not a "formal port- raiture" or studio photography class, but rather an exercise in ::making natural, insightful and : truly meaningful images of a person, or group of people, rather than recording simple - reflections of what the 'subjects' " might look like. The Counts is a hands-on workshop and Pageant showcases young there will be shooting assign-women from across the region. ments throughout the first ses- Co-sponsored by WXBQ 96.9 sion. The first session of the work- shop closes with the assignment of student homework. Com- pleted homework will be review- ed and critiqued by Sam during the second session. Students must load their assignments onto a computer flash drive for easy review. The workshop is limited to 20 students and pre-registration is required. The cost is $40 per participant. For more informa- tion or to register, contact the SVTDC at 276.889.8180 or visit & Auction Group ere to serve... [ Hamilton Pharmacy [ l& Couch Home Medicall Our pharmacy will compete with the big boys! Plus we have jewelry and watches also a wide selection of much needed $1 items! We are buying gold and coins. Top dollar paid! Layaway jewelry for your special occasions! Couch Home Medical can provide you with all your home medical needs. Corner of 4th Avenue and Russell St Ph 276.762.9080 Fax 276-762-9081 M I I I J l FM 24 Carrot Country, the pageant will take place at 7:00 p.m. on Saturday, October 12. Miss Food City 2014 will be crowned to represent Food City during various company related events, including the Food City 500 and Food City 250 at Bristol Motor Speedway. Tickets will be available at the door for an admission fee of $8.00. Children 5 and under are admitted free. Proceeds benefit sponsored charities of the Twin Cities Woman's Club. "We appreciate each of our pageant contestants and feel they are to be commended for their many contributions within the community," said Steven C. Smith, Food City president and chief executive officer. "It has been our extreme pleasure to have Alex Honeycutt of Johnson City, TN represent Food City during her reign as Miss Food City 2013," adds Smith. "She has been an excellent spokesperson for our company." Contestants are being sought throughout the region. The pageant entry fee is $100.00. Applications are available at area Food City locations or on Wise Co. Sheriff's office offers "Good Morning Wise County The Wise County Sheriff's Office offers a free service to all seniors of Wise County and the City of Norton. The Good Morning Wise County program provides a volunteer to call and check on the welfare of all participants, to determine if they have food, heat in winter, and" cooling in the summer. They also want to make sure participants in the program are not being abused, mistreated, or neglected. All eligible seniors are en- couraged to sign up and use this free service. To sign up call Wilma at 276-328-7114 and leave your name and phone number. You may also call Sheriff Oakes, or a member of his staff, at 276-328-3756. The only information required is your name, address, phone number, and a contact person in case of emergency. day, September 26. Applications must be postmarked by the deadline. Entrants will be limited to the first thirty applications received. Miss Food City will receive $1,000 cash, along with additional prizes. 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