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Clinch Valley Times
St. Paul , Virginia
January 30, 2014     Clinch Valley Times
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January 30, 2014

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CLINCH VALLEY TIMES St. Paul, Va. Thursday, Jan. 30, 2014 Page 5 Five Steps to Achieving Your Financial Goals DANCING HER BRUSH ... Pat Jessee is known in the region for "dancing her brush" across her canvas in live-time response to a symphony orchestra, a jazz ensemble, or a blue- grass breakdown. Improvisation in Music and Art to Blend at the Booth Center Gallery "Passion" is the key word when describing Bristol visual artist Pat Jessee. Pat Jessee is known in the region for "dancing her brush" across her canvas in live-time response to a symphony orchestra, a jazz ensemble, or a blue- grass breakdown. She has often been seen at Bristol's "Rhythm and Roots" venues sketching animated portraits of musicians in the intensity of live perfor- mance, or making visual through brushstrokes, the abstract notes, melodies, and emotion of the music being performed. An exhibit of her work is now on display at the Booth Center Gallery in Grundy, Virginia and will run through February 18, 2014. Southwest Virginia Community College is the sponsor of this event. This exhibit features works cre- ated by Jessee in response to music greats of the region, ranging from Dave Eggars on the cello at Machiavelli's in Bristol, to Amethyst Kiah singing a ballad on the guitar. Some works depict the vocal or instrumental artists them- selves wrapped in a moment of musical inten- sity. Jessee loves turning people on to creative out- lets through the arts. A woman of diverse creative abilities, Jessee has been active in the area for the past twenty years exhibit- ing her work, doing live art improve, teaching eth- nic dance, leading art par- ties, and "fundraising for many wonderful organiza- tions throughout the region." Describing her experi- ence of responding visual- ly to instrumental music, Jessee says, "The idea of improv has long been a part of interactions with groups or a stranger- knowing that I can trust the flow will come from their "MUSIC" and out of my pencil or pen- (or feet) creating with them a par- ticular personal work for and or with them. My dance background enters here also- working the vii- lage into a line or circle flowing to a rhythm or melody together all with the same steps or style but noticing each time the "feeling " of the dance changes from the spirit in the dancers joining." Pat Jessee's display of works gleaned from her creative exchanges with musicians in live perfor- mances is now on exhibit and opened to the public during regular Booth Center hours. For more information on this exhibit please con- tact Rhonda Whited at 276-596-9188 or Rhonda.whited@, for Booth Center hours contact Kim Austin at 276- 964-7362. Arctic blasts bring warning, advice from Virginia Department of Health Richmond, Va. - As this most recent blast of arctic air moves across the Commonwealth, the Virginia Department of Health (VDH) encourages residents to protect them- selves against serious health problems that can result from prolonged exposure to the cold. LOWER YOUR RISK OF FROSTBITE AND HYPOTHERMIA When exposed to cold temperatures, your body begins to lose heat faster than it can be produced. Follow the advice below to avoid cold-weather health problems such as frostbite and hypothermia: * Wear cold weather appropriate clothing such as gloves/mittens, hats, scarves and snow boots. Dress in several layers of loose-fitting clothing, and cover your face and mouth if possible. * Be aware of the wind chill factor. Wind can cause body-heat loss. * Stay dry, and if you become wet, remove wet clothing immediately. * Limit your time out- doors. * Do not ignore shiver- ing. It's an important first sign that the body is losing heat. Persistent shivering is a signal to return indoors. * If the heat in your home doesn't work proper- ly, contact your local g0v- emment to find a warming center near you. AVOID EXERTION Cold weather puts an extra strain on the heart. If you have heart disease or high blood pressure, follow your doctor's advice about shoveling snow or perform- ing other hard work in the cold. Otherwise, if you have to do heavy outdoor chores dress warmly and work slowly. Remember, your. body is already work- ing hard just to stay warm, so don't overdo it. REDUCE RISK OF COLD TEMPERATURE INJURIES While cleaning up after the snowstornl, you are at risk for developing health problems from working in cold environments. * Wear rubber boots. * Ensure that clothing and boots have adequate insulation. * Dress in layers to help keep in body heat. * Take frequent breaks out of the snow/water. * Change into dry cloth- ing when possible. AVOID CARBON MONOXIDE * Carbon monoxide is an odorless, colorless gas that is poisonous to breathe. During snow cleanup, oper- ate all gasoline-powered devices such as generators outdoors and never bring them indoors. This will help to ensure your safety from carbon monoxide poi- soning. * Beware of Electrical Hazards * If snow/water is pre- sent anywhere near electri- cal circuits and electrical equipment, turn off the power at the main breaker or fuse on the service panel. Do not turn the power back on until electrical equip- ment has been inspected by a qualified electrician. * Never touch electrical equipment if the ground is wet, unless you are certain that the power is off. * Never touch a downed power line. * When using gasoline and diesel generators to supply power to a building, switch the main breaker or fuse on the service panel to the off position before start- ing the generator. * If clearing or other work must be performed near a downed power line, contact the utility company to discuss de-energizing and grounding or shielding of power lines. * Extreme caution is necessary when moving ladders and other equip- ment near overhead power lines to avoid inadvertent contact. FOOD SAFETY PRECAUTIONS * Perishable foods including meats, dairy products and eggs that have not been refrigerated for more than two hours should be discarded because they are no longer safe to con- sume. * Foods that have been contaminated by flooding should also be dis- carded. * Be particularly care- ful to thoroughly disinfect surfaces that may come in contact with food, such as counter tops, pantry shelves, pots and pans, dishes and inside refrigera- tors, etc. Additional information on dealing with extreme cold is available from VDH at http://www.vdh.vir- atherSafety.htm and from the Centers for Disease Control and Prevention at asters/winter/guide, asp. What do you want to do now, or next year, or fiveor ten years down the road? This is the time of year when people step back and consid- er where they stand and how close they are to achieving long-held goals. No matter what your objectives, there's no doubt that a sound finan- cial plan will put you in a better position to achieve them, according to the Virginia Society of Ceified Public Accountants. MAKE A LIST When you write down your dreams on paper, you're one step closer to making them a reality. In addition to short-term goals, such as purchasing a car or starting a savings plan, don't be afraid to include more ambitious ide, such as a new home purchase. Once you've made your list, try to construct a realistic timeline for achieving each one. While there may be set dates when you'll need college tuition money or retirement savings, other goals, such as the purchase of a new home, may not have clear dead- lines. If, for example, you give careful consideration to whether it might be realistic for you to take on a mort- gage in five years, it's easier to create a budget that will help you make that dream come true. PLAN TO SAVE If you don't already have a monthly budget, now's the time to determine how much money you have to spend each month, how much is required to cover the neces- sities, and what's left over. Then decide what you can save every month toward your goals. If the amount you need to meet your objectives is too high, recon- sider your timeline or your goals. You' re more likely to feel like your goals are impossi- ble to reach, and potentially give up, if your savings plan isn't realistic. SET PRIORITIES You're not going to be able to achieve all your goals at once, so prioritize your list based on each item's importance and your timeline. If cutting your credit card balances is on your list, it should be a high priority. That way you can stop spending money on interest payments. Remember, some goals that feel far away may still need 'to be a top priority. Although retirement may be a long way off, for instance, the earlier you set up a tax- advantaged retirement account, the larger your nest egg will be later on. TAKE FIRST STEP Once you have specific prorites, consider what you can do now and in the furore to achieve each one. If you want to save for a child's college tuition, for example, set up a 529 or other tax- advantaged education sav- ing account. If retirement is on your mind, look into your company's 401(k) plan or determine whether an IRA suits your needs. In other cases, it may help to clarify what you real- ly need. If an automobile purchase is on your agenda, would it be smarter to aim for a used car in good condi- tion rather than a new car that might bust your budget? If so, that goal just got a lit- tle easier to reach. 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